Performance evaluation of Al Salam Bank Algeria for the period (2013- 2017)"Legal, banking, economic and social performance

Abstract

This study aims to identify the reality of Islamic banking in Algeria by highlighting Al Salam Bank Algeria, as an experiment that works to provide services that are compatible with Islamic law. In order to achieve this, the performance of Al Salam Bank Algeria was evaluated during the period (2013-2017) by studying the aspects related to the legal, banking, economic and social factor. The study concluded that Al Salam Bank Algeria operates within Sharia regulations and controls, achieving good results in terms of liquidity and capital adequacy, but it suffers from weak efficiency in the use of available resources, which affected its profitability, with the bank’s low contribution to financing the development sectors and striving to fulfill its social role